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Both 'an uphill battle' and 'it's going downhill' are negative.

*The example provided is based on a borrower with a 570 credit score with $0.00 down payment, a 24 mo term, and an APR of 35.96%. Rate and information provided are subject to underwriting guidelines and applicant's creditworthiness as established by their credit profile. Actual payments may be higher. Other terms and conditions may apply.
3 Months = 90 Days.

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Further Updates on Revisions to the CDFI Certification Application

Program Update - May 1, 2023

Further Updates on Revisions to the CDFI Certification Application

CDFI Fund expects to open the new CDFI certification process in the Fall of 2023 after revising the CDFI Certification Application

A request for public comment on a draft of the CDFI Fund's CDFI Certification Application was published in the Federal Register last fall. The draft Application was developed after approximately six years of consideration and two previous requests for public input. The CDFI Fund has been deliberate in its efforts to update the CDFI Certification process and, in An Update on the CDFI Fund's Certification Application Review Process released on January 24, 2023, emphasized that it would be continuing that approach by taking the time necessary to carefully review all public comments.

The Update indicated that the Fund anticipates making revisions to the draft Certification Application Form and that the CDFI Fund would follow up with further communication about the timing for reopening the CDFI certification application process.

The CDFI Fund anticipates that it will resume accepting CDFI Certification Application submissions in the fall of 2023. Over the next several months, the CDFI Fund will undertake the following steps.

Complete the Review of all Comments. The CDFI Fund will continue to review public comments about the CDFI certification process and is consulting with regulatory agencies regarding updates to the CDFI Certification Application.
Publish Updated Information before Implementation. To provide stakeholders time to familiarize themselves with the new Application, the CDFI Fund will make the final Application form and related materials available in advance of it going into use.
Conduct Public Outreach. After releasing the final Certification Application form and prior to opening the new application process, the CDFI Fund will schedule public engagements to provide information on the final CDFI Certification Application and implementation details.
Enhance Data and Material Submission Infrastructure. The CDFI Fund is actively making improvements to its Awards Management Information System (AMIS) to ensure CDFIs are able to efficiently submit data and all supporting material required by the new CDFI Certification Application, including the new abbreviated Transaction Level Report (TLR) and updated Annual Certification and Data Collection Report (ACR), which will conform to the revised CDFI Certification Application.
Institute a Grace Period. Currently Certified CDFIs will be afforded a grace period – sufficient time to apply for Certification under the new Certification Application while maintaining Certification status. The CDFI Fund will also publish detailed guidance information on how to achieve compliance with the new CDFI Certification guidelines and the deadlines for currently Certified CDFIs to submit their Application. Technical assistance will be made available to applicants throughout the grace period.

The CDFI Fund will continue to provide updates and additional information as this process moves forward.

Certified CDFIs are still required to submit an Annual Certification and Data Collection Report (ACR) in accordance with their existing ACR reporting schedule, as listed in AMIS. Updated guidance information on the current 2023 ACR reporting round is available on the CDFI Fund's website at www.cdfifund.gov/cdficert under "Step 2: Reporting."

The CDFI Fund has completed all remaining reviews and provided determinations to those organizations that submitted CDFI Certification Applications and Target Market Modification Applications prior to the start of the Application blackout period that began October 1, 2022.

For guidance and supporting information related to the CDFI Fund's efforts in revising the CDFI Certification Application, ACR and abbreviated TLR, visit the CDFI Fund's CDFI Certification Application & Data Collection Reporting Revisions webpage.

Any questions regarding compliance related to existing CDFI Certification should be directed to the Certification, Compliance Monitoring and Evaluation Help Desk via an AMIS Service Request, via e-mail at ccme@cdfi.treas.gov, or phone at (202) 653-0423.

Reasonable Accommodations: Requests for reasonable accommodations under section 504 of the Rehabilitation Act should be directed to Jay Santiago at the CDFI Fund at 202-653-0300.

COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND

UNITED STATES DEPARTMENT OF THE TREASURY

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How Joel Greenblatt Bought Marriott’s Discards For $4/share And Watched It Go To $12 [Exclusive]

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This Graphite Company is leading the Electric Vehicle Revolution

Graphite has emerged as a vital material in the resource sector, gaining prominence primarily due to its essential role in electric vehicle (EV) batteries.

We found a little-known graphite company exploring the potential of this mineral and is currently flying under Wall Street's radar.

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How Joel Greenblatt Bought Marriott's Discards For $4/share And Watched It Go To $12 [Exclusive]

During a recent fireside chat, the legendary Joel Greenblatt of Gotham Asset Management joined the Hedge Fund Association to talk about the current state of the global financial markets, the return of value investing, and more. Moderator Paul Gray of Ironhold Capital, regional director of New York for the Hedge Fund Association, started by asking […] Read More

How to Find Undervalued Stocks: 5 Best Ways

The key to investing success is to "buy low and sell high". So it is pretty simple, you just need to find undervalued stocks, hold them until they rise in value, and then sell them. Read More

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Even the most casual observer can see that private equity (PE) firms have discovered the registered investment advisor (RIA) profession. Over the last five years, PE firms have been incredibly active acquiring or investing in large RIAs. Q1 2023 hedge fund letters, conferences and more Read More