Dear Reader,
Starting as soon as a few months from now, the United States government will make a sweeping change to bank accounts nationwide.
It will give them unprecedented powers to control your bank account.
They could closely track every transaction.
They could even freeze it.
Unless you protect yourself today. Fortunately, there are 4 simple steps you can take to safeguard your savings.
Discover these 4 simple steps here.
Good luck and God bless!
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| Martin D. Weiss, PhD |
P.S. This isn't our first bank warning.
We warned of specific bank failures ahead of the Great Recession. In fact, we named 25 banks that investors needed to avoid. By year end, 2008, 11 of the 25 companies had filed for bankruptcy, been bailed out, or bought out. Virtually all had suffered severe stock declines, with average losses of 81.3%.
The New York Times later reported, "Martin Weiss was" the first to see the dangers and say so unambiguously."
Alcoa Earnings Send Shares Lower—Buy the Dip or Wait?
By Chris Markoch. Article Published: 1/23/2026.
Quick Look
- Alcoa beat expectations in Q4 2025 with strong EPS and revenue, along with improved profitability and free cash flow, but the stock pulled back on cautious near‑term guidance.
- Operational strength—including record production, tariff‑supported pricing, and a stronger balance sheet—positions Alcoa for sustained margin health and capital returns in 2026.
- Despite recent volatility and sell‑the‑news action, trend indicators and analyst support suggest patient accumulation could reward long‑term investors.
Alcoa Corp. (NYSE: AA) delivered a strong fourth-quarter earnings report after the market closed on Jan. 22. The industrials giant beat both top- and bottom-line expectations with earnings per share (EPS) of $1.26 versus estimates of $0.95. Revenue of $3.45 billion also topped forecasts of $3.28 billion.
Despite the beat, AA stock fell roughly 5% when the market opened on Jan. 23. The sell‑the‑news reaction likely reflected guidance that implies some near‑term pressure on earnings and free cash flow.
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Even with the pullback, the longer-term thesis for Alcoa remains constructive. Investors may want to consider the fundamentals that could make AA stock a buying opportunity.
The Fundamentals of the Business Are Driving Alcoa Higher
Beyond the headline numbers, Alcoa showed meaningful improvements in profitability and cash generation. Adjusted EBITDA rose sharply from the prior quarter as higher aluminum prices, a better shipment mix, and cost actions flowed through the income statement. Management pointed to record production at several smelters and a key refinery, underscoring that the stronger results were driven by operations rather than one‑time items.
The balance sheet is also improving. The company generated robust operating and free cash flow, finishing 2025 with a sizable cash balance while continuing to reduce gross and net debt. That gives Alcoa more flexibility to fund growth projects, pursue portfolio optimization and return capital to shareholders over time.
Looking ahead, management expressed confidence that favorable aluminum fundamentals, tariff‑related pricing support and ongoing productivity initiatives can help sustain healthy margins in 2026, even as alumina markets remain more mixed. For investors, the quarter reinforced the view that Alcoa is operating from a position of strength rather than simply recovering from the last downcycle.
Could AA Stock Reach New Highs in 2026?
Analysts have been broadly bullish on Alcoa since its October 2025 report, and that optimism has been reflected in the share price, which is up more than 58% over that period.
That rally pushed AA more than 22% above the consensus price target, outperforming many industrial stocks in the same span.
About a week before the January report, Wells Fargo & Co. raised its price target on AA to $71 from $58 while downgrading the stock to Equal Weight from Overweight. That target sits above the stock's 52‑week high, which the shares reached in mid‑January.
Investors will be watching for post‑earnings analyst commentary, which may influence near‑term positioning in AA stock.
Patient Accumulation Is a Sound Strategy
Alcoa was up about 19% in 2026 heading into the earnings release, with shares briefly hitting an all‑time high before easing back into the low‑60s. The rally carried the price well above its rising 20‑day and 50‑day moving averages — a classic sign of strong momentum rather than an early‑stage breakout.
That raises the question of whether the earnings beat was already priced in, which likely contributed to the sell‑the‑news move. The key question now is how far the pullback will extend.
The first logical support area sits near the 20‑day moving average in the low‑60s, complemented by a recent gap and congestion zone spanning the high‑50s to low‑60s. A routine pullback or sideways consolidation into that band would relieve overbought conditions without necessarily threatening the larger uptrend. A full retest of the 50‑day average, which is currently well below the current price, seems less likely unless there is a material shift in aluminum fundamentals or the broader macro picture.
For many investors, the setup favors patience and discipline over chasing strength. Trend followers may consider buying partial positions on pullbacks toward the 20‑day average or after a brief consolidation that allows the stock to "cool off" while the moving averages catch up. Longer‑term investors might use 5–10% dips to build positions gradually, while placing stop‑losses just below recent swing lows or the 20‑day average to limit downside in the event of a deeper trend reversal.
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