The retirement chat we're not supposed to have

January 18, 2026   |   Read Online I need to tell you something plainly. Retirement used to be gradual. You had time to adjust. Time to recover. Time to course-correct if things went sideways. That's not how it works anymore. AI has turned retirement into a sorting event. And the sorting has already started. Here's what I mean: AI now dominates short-term market movement Valuations are stretched in ways traditional metrics don't capture Volatility is concentrated in places most retirement accounts can't avoid Jobs and income stability are shifting at the same time This creates a new reality: Some people will be positioned to benefit. Others will realize too late they were standing in the road. I'm not saying this to scare you. I'm saying it because I've been on the inside of this shift, and I know what most people don't see coming. On Wednesday, January 21st at 1PM ET, I'm hosting the 2026 Retirement Roadkill Briefing live, with Don Kaufman.  I'm going to show you exactly how I'm thinking about this and how I've positioned my own capital in response Where retirement risk actually lives now Why volatility can work FOR you instead of against you How I've positioned my own retirement capital in response Claim your free seat for the Retirement Roadkill Briefing → This isn't about predictions. It's about not being exposed to the wrong future. Professor Jeff Bierman Creator, Genesis COG System P.S. If this feels urgent good. Clarity now beats regret later. Reserve your spot while they're available →   Update your email preferences or unsubscribe here © 2026 Disclaimer: Neither TheoTrade or any of its officers, directors, employees, other personnel, representatives, agents or independent contractors is, in such capacities, a licensed financial adviser, registered investment adviser, registered broker-dealer or FINRA|SIPC|NFA-member firm. TheoTrade does not provide investment or financial advice or make investment recommendations. TheoTrade is not in the business of transacting trades, nor does TheoTrade agree to direct your brokerage accounts or give trading advice tailored to your particular situation. Nothing contained in our content constitutes a solicitation, recommendation, promotion, or endorsement of any particular security, other investment product, transaction or investment.Trading Futures, Options on Futures, and retail off-exchange foreign currency transactions involves substantial risk of loss and is not suitable for all investors. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources. You may lose all or more of your initial investment. Opinions, market data, and recommendations are subject to change at any time. Past Performance is not necessarily indicative of future results. PO Box 24790 Christiansted, Virgin Islands 00824, United States of America Terms of Service