| | | | Dear Reader, | The scam economy isn't a nuisance anymore—it's a real "cost of living" risk that can hit any household, at any income level. In December, the U.S. Treasury warned that cyber-enabled fraud and online scams surge during peak transaction seasons, and noted criminals increasingly use AI to impersonate trusted people and businesses. | And with tax season ramping up, the IRS reminded Americans on January 8, 2026 that criminals intensify phishing, smishing, and identity theft attempts to steal refunds. | For investors, this means the "return" you protect first is your own: your accounts, your identity, and your ability to transact safely. |
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| | | | | The $20 Move That Gives You Exposure to 2 Ounces of Gold | Gold has been breaking record after record this year... | But these new highs could just be the first spark of a much bigger rally. | Don't let the trade wars distract you... | Don't get swept up in the frothy "Magnificent Seven"... | My decades on Wall Street taught me to follow the smart money. | And when you've got the world's Central Banks stacking their private vaults with record numbers of gold tons - pay attention. | I've just detailed my No. 1 gold stock to buy right now. | It doesn't have anything to do with options and it's not a mining stock or ETF. | Instead, it involves using about $20 of your money to leverage two ounces of pure gold, worth around $8,000 today. | The last time we shared this exact recommendation, some folks had the chance to see a 995% gain. | But I believe the gains for this stock are far from over and there could still be another 1,000% move ahead. | My latest research reveals a quiet initiative inside Washington, called "The Mar-a-Lago Accord," and it could ignite a gold FRENZY. | A respected institutional adviser predicts gold could jump to around $20,000 an ounce... and one leading currency expert predicts a shocking $27,533 an ounce. | Over half a million people follow my money-making opportunities, but I believe this one idea could be the most lucrative in the coming years. | Yet most people have no clue about it. But today, I'm pulling back the curtain and giving you the full story - for free. | Click here to learn more. |
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| | | | | Why This Matters | In plain terms, fraud is a direct attack on your cash flow and your credit—two foundations of financial independence. Treasury's holiday advisory points to losses reported to federal complaint systems in the tens of billions, and its companion advisory highlights how AI voice cloning and realistic fake messages make scams harder to spot. | At the same time, real-world reporting shows how industrial these schemes have become: Reuters described allegations tied to global scam networks operating at scale, while another Reuters report documented how scam ads can flourish where attention is monetized. |
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| | | | | The Patriot Perspective | Preparedness beats prediction. If you can't be tricked into sending money—or giving away access—you've already won most of this fight. Start with the basics (alerts, freezes, MFA, call-backs), and make them household policy, not personal preference.
Stay steady,
Kenneth Boyd
Author, Finance Writer, Former Investment Advisor & CPA |
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