Here's my take... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

AN OXFORD CLUB PUBLICATION

Loyal reader since March 2025

View in browser SPONSORED [URGENT] Trump opens Phase II While everyone chases the obvious mining stocks... Three tiny stocks are quietly positioning themselves to dominate Phase II of Trump's $150 trillion mineral boom. These types of Phase II companies have delivered some of the greatest gains of all time. But here's the critical part — these opportunities only last until institutional money wakes up. And my research shows that Trump’s next major move could unleash a 50X demand spike for these specific stocks. That’s why you need to act fast. Go here to get my analysis on Phase II of this Mineral Boom. Editor's Note: Have you heard of "Freedom Cities"? I hadn't... until Chief Income Strategist Marc Lichtenfeld started telling our team about them. In short, they're a way for America to keep pace with China in the AI race... while potentially creating a staggering $140 trillion windfall. Marc has more details on Freedom Cities - and what they could mean for investors - right here. - James Ogletree, Senior Managing Editor SAFETY NET Is This 17% Yield Delicious... or Dangerous? Marc Lichtenfeld, Chief Income Strategist, The Oxford Club B&G Foods (NYSE: BGS) is a company you may not know, but you are likely familiar with some of its more than 50 brands, including Crisco, Ortega, and Green Giant. Income investors may have seen B&G come across their radar thanks to the stock's sky-high 17% dividend yield. But is that dividend as reliable as a bowl of the company's Cream of Wheat hot cereal? SPONSORED Get Marc's Top 6 AI Dividend Stocks (FREE PICKS) World-renowned income expert Marc Lichtenfeld just released his Free AI Income Playbook. Inside, you'll find his TOP 6 AI dividend stocks right now. And today, he's giving you this package... completely free of charge! To get your FREE dividend recommendations, click here now. We'll dig into the numbers in just a minute, but first, a word of caution: Anytime you see a dividend yield that high, your guard should be up. It doesn't automatically mean that the dividend is unsafe or that the stock is a dog, but the risk of both is certainly elevated. One reason B&G Foods' yield is so high is that the stock has been a disaster. It's been just about cut in half in the past year and is down more than 80% over the past five years. Part of the problem is that cash flow has been very inconsistent. Last year, it slid 54% from $222 million to $103 million. This year, it is forecast to drop another 10% to $93 million. View larger image   The Safety Net model penalizes stocks for declining free cash flow. The reasoning is very simple: You want to see cash flow growth in order to boost your confidence that the company will be able to afford its dividend in the future. The good news is that B&G's payout ratio is low enough to not set off any alarms. Last year, the company paid out 58% of its cash flow in dividends. This year, that number is forecast to remain the same. In late 2022, B&G Foods slashed its quarterly dividend from $0.475 to the current $0.19. Once a management team has shown a willingness to cut the dividend, the payout is no longer sacrosanct, and investors should be on guard that it could happen again. The saving grace for the company's dividend safety rating is that the payout ratio is reasonable. But if cash flow continues to deteriorate, it could become a problem. B&G Foods' dividend has a high risk of being cut. Dividend Safety Rating: D While we're here, I'd also like to fill you in on something I've been researching for a while now that I'm very excited about. For 163 years, a huge chunk of valuable federal land has been untouched and off-limits... But now, I believe it's about to be unleashed. Not as farmland... But in the form of "innovation zones" that can help America maintain its place as the #1 economy in the world. Importantly, four companies are positioned at the center of it all. I go into more detail in my just-released video: Watch It Here BUILD AND PROTECT YOUR WEALTH This Tiny Biotech's Blood Test Catches Cancer at Stage One The End of Elon Musk? Don't Miss: Trader Reveals New Strategy That Targets BIG Potential Profits With 1 Ticker Every Week. Why I'm Salivating Over This Non-Tech Chart Setup MORE FROM WEALTHY RETIREMENT Is Building Wealth All About Luck? Can the Magnificent Seven Continue to Dominate the Market? The Low-Cost Gold Play That Wall Street's Missing MPLX: An Oil and Gas Partnership With a Strong 7.8% Yield Facebook LinkedIn Email Share Push Alert SPONSORED Urgent: The Biggest Gold Bull Market in History Is Here Central banks are buying gold at record levels — the fastest pace in over 55 years. With inflation climbing and the Fed cutting rates, gold is set to skyrocket. Goldman Sachs predicts continued bullish momentum, while JP Morgan has dubbed this a "golden era for gold." One unique way to profit from this surge is through an under-$20 play that offers exposure to more than 1 oz of gold (worth over $3,000). Click here for urgent details — don't miss out. You are receiving this email because you subscribed to Wealthy Retirement. Wealthy Retirement is published by The Oxford Club. Questions? Check out our FAQs. Trying to reach us? Contact us here. Please do not reply to this email as it goes to an unmonitored inbox. Privacy Policy | Whitelist Wealthy Retirement | Unsubscribe © 2025 The Oxford Club, LLC All Rights Reserved The Oxford Club | 105 West Monument Street | Baltimore, MD 21201 North America: 866.237.0436 | International: +1.443.353.4540 Oxfordclub.com Nothing published by The Oxford Club should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed personalized investment advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after publication before trading on a recommendation. Any investments recommended by The Oxford Club should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company. Protected by copyright laws of the United States and international treaties. The information found on this website may only be used pursuant to the membership or subscription agreement and any reproduction, copying or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of The Oxford Club, LLC, 105 West Monument Street, Baltimore, MD 21201.