The $250 Billion Revolution Congress Could Kill

Lawmakers are deciding your financial future right now ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

BROUGHT TO YOU BY MANWARD PRESS The GENIUS Act Could Make or Break Your Crypto Wealth Shah Gilani Chief Investment Strategist Manward Press The future of money is being written in Washington right now. If you care about your chance to build generational wealth from a transforming financial system, you need to pay attention. SPONSORED How to Turn the AI Energy Crisis into BIG Profits According to Elon Musk, the growth of AI is rising by a factor of 10 every six months. And he says this will create a major shortage of electricity. President Trump agrees. "We have to produce massive electricity that we don't have," he says. "BUT... we will be able to do it." How will Trump and Musk solve this problem? The answer might surprise you. And investors who move now into one technology could make a whole lot of money.   The bipartisan GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) - a laughable bill title - is now barreling toward a final Senate vote. It might be the best legislative shot stablecoins get at legitimacy in 2025... if lawmakers don't strangle it with paternalism and regulatory overreach first. Here's what all investors need to know... No Gimmick Stablecoins represent a form of cryptocurrency pegged to a stable asset - most often the U.S. dollar. This isn't just a tech gimmick. It's a financial revolution. Stablecoins aim to marry the efficiency and transparency of blockchain with the price reliability of fiat currency. Unlike Bitcoin, which swings wildly, a stablecoin like USDC or USDT is supposed to equal one dollar consistently. That predictability makes them attractive for cross-border payments, corporate remittances, Treasury-backed savings and as dollar alternatives in countries where local currencies fluctuate dramatically. The stablecoin market has surged from $20 billion in 2020 to nearly $250 billion today. Transfer volume in 2024 hit $28 trillion, surpassing Visa and Mastercard combined. In a testament to the U.S. dollar's reserve status, 83% of all stablecoins are pegged to the dollar. Stablecoin use isn't fringe innovation anymore - it's infrastructure. The regulatory clarity stablecoins need to integrate fully into global markets is finally within reach, if Congress doesn't blow it. The GENIUS Act: Promise and Peril The GENIUS Act represents Congress's answer to the question: How do we regulate stablecoins without killing them? The bill, which faces pushback and skepticism from Democratic and Republican senators, does some smart things. Most importantly, it requires one-to-one reserve backing in cash or short-term Treasurys. It establishes a licensing framework for issuers and mandates monthly disclosures so users know the coins are truly backed. The theory sounds good. In practice, the devil's in the details. Besides focusing on fraud prevention, which should be bulletproof, lawmakers are adding layers of complexity that could crush competition and centralize control. Some of what's being debated makes sense - some could end up being overreach. There's positive momentum. Vice President JD Vance has publicly backed the legislation, invoking the principle that Americans should be free to choose their financial tools without bureaucratic interference. But here's the kicker: the current draft risks betraying those very principles. SPONSORED Special, "Undefeated Stocks" Set to Go Viral? Groundbreaking new discovery reveals a special group of 117 stocks that - for the last 10 years - have gone up during certain months 99.2% of the time. For instance... Kohl's has averaged 75% every October since 2019. And if you act quickly, investing legend Shah Gilani has the details on a special way to play twelve of these stocks that's averaged a 95% windfall... Every single month for 5 straight years. Details here.   Three Dangerous Provisions Corporate Exclusion: The bill effectively bans major non-financial firms like Apple, Google and Walmart from issuing stablecoins. Why? Because politicians fear corporate power more than they respect competition. That's not free market capitalism - that's protectionism in fintech clothing. It closes the door on serious innovation and limits the diversity of issuers. Imagine if we'd banned Amazon from building AWS because it wasn't "traditionally in IT infrastructure." Federal Oversight Committee: The proposed Stablecoin Certification Review Committee - including the Fed, Treasury and FDIC - would have veto power over state-regulated issuers. That's not just redundant... it's dangerously centralized. Why should three federal agencies, already overloaded and historically poor at ensuring financial stability, be able to block innovation in 50 states? Credit Card Competition Complication: Sen. Roger Marshall is demanding a vote on the controversial Credit Card Competition Act, which would restructure credit card transaction routing and cut deeply into card network revenues. If it's attached to the GENIUS Act, Sen. Thom Tillis has threatened to pull support, potentially derailing the entire effort. The Simple Solution Stablecoin regulation doesn't have to be complicated. Want to protect consumers? Make sure reserves are real. Audit regularly. Enforce one-to-one backing. That's it. If a stablecoin claims dollar backing, prove it. If it lies, prosecute for fraud. That's the only regulatory role that matters in this context. Don't tell Americans they're too naive to choose their money. Give them transparency and let them decide. SPONSORED Warren Buffett's Partner Made One Last BIG BET Before He Died... and 99% of Americans have never heard of it before... WHAT WAS CHARLIE MUNGER'S FINAL INVESTMENT? What the experts say... "The most important company Americans know the least about..." - P. McCormick, Former Investment Banker, Bank of America Merrill Lynch "Given the superiority of its model, it wouldn't surprise me if it's the most valuable business on the planet" - Billionaire investor, Mohnish Pabrai "An incredible cash-generation machine..." - Laurence Nga, ACCA CIMA CLICK HERE FOR THE FULL STORY   The Stakes Cryptocurrency didn't explode because people were bored. It exploded because traditional finance is slow, expensive, exclusive and outdated. Stablecoins offer a bridge - not just to digital finance, but to a freer, more efficient monetary system. If the U.S. gets this legislation right, it could cement dollar dominance, make America the stablecoin capital of the world and turbocharge the next wave of fintech innovation. But if Congress gets it wrong - layers on restrictions, stifles competition, hands control to federal agencies with a history of failure - it will kill the promise before it takes off. Cheers, Shah Want more content like this? YES NO

Shah Gilani Shah Gilani is the Chief Investment Strategist of Manward Press. Shah is a sought-after market commentator... a former hedge fund manager... and a veteran of the Chicago Board Options Exchange. He ran the futures and options division at the largest retail bank in Britain... and called the implosion of U.S. financial markets (AND the mega bull run that followed). Now at the helm of Manward, Shah is focused tightly on one goal: to do his part to make subscribers wealthier, happier, and freer.

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