Readers ask me about this one all the time... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

AN OXFORD CLUB PUBLICATION

Loyal reader since March 2025

View in browser SPONSORED Wall Street Legend's Shocking Bitcoin Loophole — No Wallet Needed He made $274 million on Wall Street… Now Larry Benedict has found a way to potentially collect $4,898 payments from Bitcoin — without owning a single coin. No crypto risk. No guessing the price. Just one move. He's revealing it all — 100% free. Click here to see how it works SAFETY NET Can This 14% Yielder Finally Afford Its Dividend? Marc Lichtenfeld, Chief Income Strategist, The Oxford Club AGNC Investment Corp. (Nasdaq: AGNC) is popular with income investors because of its fat 14.4% dividend yield. The company is a real estate investment trust that invests in pools of mortgages that are backed by government-sponsored organizations like Freddie Mac and Fannie Mae. I covered the stock twice in 2024, giving it an "F" rating both times. In January 2024, I wrote that it had "about as bad a dividend history as I've seen" and said the dividend was "at great risk of being cut." Then, in November, I called the dividend "extremely unsafe and a strong candidate for a cut." At the time, AGNC was coming off of a year with negative net interest income (NII), the measure of cash flow that we use for mortgage REITs. It was expected to post another negative number in 2024. Instead, the company generated $18 million in positive net interest income. However, it paid out $1.2 billion in dividends. That's like if you made $18 and gave your buddy $1,200. You might be a hell of a friend, but it's not smart or sustainable. SPONSORED Alexander Green Reveals the Single AI Stock Where He's Invested $100K Click Here to Find Out This year, net interest income should be much improved at over $600 million, but dividends paid are expected to be more than double that figure at over $1.3 billion. View larger image   AGNC has slashed the dividend three times over the past 10 years. The last one was in April 2020, right as the pandemic was kicking in. The $0.12 per share monthly payout that was established then has remained the same since. That track record shows us that management is willing to slash the dividend when necessary - and it certainly seems necessary now. With three recent dividend cuts and an expected dividend payout that is still miles above the amount of net interest income the company generates, AGNC's dividend remains very unsafe. Dividend Safety Rating: F You've continued to send in some great requests, so I'm going to let you decide which stock I evaluate in next week's Safety Net. Your choices are... UPS (NYSE: UPS), the household-name shipping company with a 7.8% yield MPLX (NYSE: MPLX), a midstream energy company with a 7.7% yield B&G Foods (NYSE: BGS), which owns popular brands like Crisco, Green Giant, and Cinnamon Toast Crunch and pays a 17% yield. Be sure to check back next week to see if your stock won - and if you have another stock you'd like me to evaluate in the future, feel free to post it in the comments after you vote. UPS MPLX B&G Foods BUILD AND PROTECT YOUR WEALTH The Secret Indicator of the World's Best Investors The Massive AI Breakthrough You're Not Hearing About Forget Diversification. Discover Why 99% of Stocks Are Deadweight and How Focusing on 1 Ticker Holds the Real Key to Massive Profits. [Watch Video] The Government's New Stock Market Playbook is Creating 200% Winners MORE FROM WEALTHY RETIREMENT The AI Transformation: A $13 Trillion Bet Worth Making 3 Signals That a Stock Is a "Buy" The Valuation Metric That Beats All Others Is Conagra Brands' 7% Yield in Trouble? Facebook LinkedIn Email Share Push Alert SPONSORED Trump's Favorite AI Energy Stock?? It's wildly profitable - Over $3 billion in operating income. It has a partnership with the hottest AI stock on Wall Street. And Trump has publicly backed it? 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Why I’m Not Worried About a Gold Correction

Why I’m Not Worried About a Gold Correction I own gold. But my main focus is on gold stocks. And the main story for gold stocks right now (even though they’ve done quite well) is that the best ones are still undervalued based on ~$3,000 gold, let alone $4,200 gold. Gold can fall quite a bit from here without damaging my fair value estimations, or the price I believe you can feel comfortable paying to own these companies. After years of underperforming gold, the tide has certainly begun to shift - but I’m confident this trend will continue - even if we see a short term correction. And a correction might not look like what you expect. If you’re waiting for gold to fall 30%, it just might not happen. If you recall, for most of this past summer we saw gold go nowhere. From the end of May through the middle of August, gold mostly traded in a narrow range between $3,300 and $3,450. That’s not a “correction” per se, but it was an extended breather. We might only see small downward moves or flat pricing for a few months at a time, instead of severe price corrections. There’s no way to know, but we can look back at previous bull markets for some clues. The issue is that the biggest previous bull market during the 1970s occurred under a very different market scenario. For one, consider that many central banks were net sellers during the 1970s, not net buyers like they are today. You can see in this chart that official gold holdings fell, represented by the orange line sloping downward starting in the mid-late 1960s and continuing through the 2000s. That was a period of demonetization of gold - as world banks pared their gold holdings. But since ~2015, that trend has reversed: We’ve seen central bank net purchases well over 100 tonnes/year for most years since 2015. Consider that gold prices also rose in the 1970s while the Federal Reserve was actively raising rates. The chart below shows 10 Year Treasury yields throughout the gold bull market. Today, the Fed is doing the opposite. They just cut rates back in September, and they’re talking about at least one more rate cut in 2025. The Fed in the 1970s was raising rates to stop runaway inflation. The Fed today is cutting rates to buoy asset prices and devalue the dollar. You have to ask yourself: besides the fear that gold has risen too far, too fast: what market factors are likely to kick in to slow down its rise? I’m not saying we won’t see a correction. That’s always possible, and as we saw in the 1970s, it’s a perfectly normal part of a massive bull run. I am saying: the real number to pay attention to is the valuation of the gold stocks. And what I’ve found is that most of them are still drastically undervalued even after the big run we’ve seen this year. Don’t miss out. Best, Garrett Goggin, CFA, CMT Chief Analyst & Founder, Golden Portfolio P.S. I have a big announcement coming up next Wednesday, October 22nd. I’ve been going through all of my stock research to find the single best opportunity. I’m putting the finishing touches on an investment brief that I will release next week. In short, I will reveal the #1 best stock I think you should own for this bull market in gold. I believe this company could jump 400% between now and the end of Q1 2026. All you have to do: pay attention to your inbox next Wednesday for the full details. Golden Portfolio © 2025 201 N US Highway 1 STE D10 #1197 Jupiter, FL 33477 Your privacy matters to us! View our Privacy Policy to see how we protect your information.  You have received this e-mail as part of your free subscription with Golden Portfolio. If you no longer want to receive these e-mails, unsubscribe here. Please note: The law prohibits us from giving personalized financial advice.