Federal Reserve chair faces DOJ criminal probe

Plus, Iran protests escalate as the U.S. threatens action against the regime.

Today's Top Stories from NBC News MONDAY, JANUARY 12, 2026 In today's newsletter: Federal Reserve Chair Jerome Powell pushes back after the Justice Department threatens to criminally indict him. Trump considers what action to take in Iran as the protester death toll grows. And the Golden Globes kick off award season amid major changes for Hollywood.  Here's what to know today. The best of NBC News. Fewer ad interruptions. All in one place. Ad-free articles, podcasts and full episodes of NBC News Shows Ad-free live news, streaming on NBC News NOW Subscriber-only video briefings and newsletter LEARN MORE The best of NBC News. Fewer ad interruptions. All in one place. Ad-free articles, podcasts and full episodes of NBC News Shows Ad-free live news, streaming on NBC News NOW Subscriber-only video briefings and newsletter LEARN MORE ▼ The Lead Federal Reserve hit with DOJ subpoenas in criminal probe over Chair Jerome Powell testimony (Al Drago / Bloomberg via Getty Images) Federal Reserve Chair Jerome Powell said that the Justice Department subpoenaed the central bank last week with the threat of a criminal indictment, the latest move in a yearlong pressure campaign from the Trump administration. Powell said the threatened indictment related to his testimony before the Senate in June about the renovation of Federal Reserve office buildings. The subpoenas were just the latest way for the administration to exert control over the Fed, he added. "The threat of criminal charges is a consequence of the Federal Reserve setting interest rates based on our best assessment of what will serve the public, rather than following the preferences of the President," the chair said. Since before the start of his second term, President Donald Trump has demanded lower interest rates and has routinely attacked Powell and the central bank's other top officials, especially amid the affordability crisis.  In an interview last night with NBC News, Trump denied having any knowledge of the DOJ's investigation. "I don't know anything about it, but he's certainly not very good at the Fed, and he's not very good at building buildings," the president said of Powell. Read the full story here.  More politics news: Business leaders affiliated with AI companies and family members of people accused of federal crimes were among those who made big donations to MAGA Inc. The Smithsonian's National Portrait Gallery replaced a photo of Trump and reportedly a caption that accompanied it — erasing mentions of his two impeachments and the Jan. 6 insurrection. Minneapolis Mayor Jacob Frey called for the federal government to allow state agencies to help investigate the fatal ICE shooting, citing a "deep mistrust" of federal agencies in Minnesota. Trump threatened GOP senators who voted for the war powers resolution, which would limit military action in Venezuela, in "angry" phone calls, sources said. ▼ Top Stories Trump weighs Iran options as protest crackdown kills more than 500, activists say Trump has been weighing a range of options against Iran amid the country's increasingly aggressive crackdown on protesters that human rights groups say has killed more than 500 people. According to three U.S. officials, the president has been presented with preliminary plans ranging from possible strikes to other options that would not entail military action. No final decision has been made, the officials said. Trump said he's receiving hourly reports on violence against protesters and that a meeting with Iran's leadership was in the works after officials "called to negotiate" over the weekend. "We may have to act because of what's happening before the meeting," Trump added.  Asked in an interview with NBC News last night if a U.S. response could happen in the coming days, the president said, "It could happen." Read the full story here.  Warner Bros. Discovery wins big at 2026 Golden Globes  Awards season is back: The biggest stars gathered at the Beverly Hilton last night for the 83rd Annual Golden Globes, hosted by Nikki Glaser. Netflix's "Adolescence" and Paul Thomas Anderson's "One Battle After Another" dominated the evening, racking up four awards each. Timothée Chalamet took home his first trophy for "Marty Supreme," while Amy Poehler won the first-ever podcast award. It was also a "Golden" night for the hit "KPop Demon Hunters," which snagged two Globes. While politics weren't overtly present during the show, there was an undercurrent of major changes happening in the industry. The company that had the biggest night — Warner Bros. Discovery — is at the heart of a fight over the future of Hollywood.  Here's a look at all the key takeaways and top moments. The NFL will officially crown a new Super Bowl winner this season The defending champion Philadelphia Eagles were eliminated from the playoffs yesterday in a 23-19 loss to the San Francisco 49ers. The Eagles' season-long offensive issue proved to be costly in the defeat — quarterback Jalen Hurts struggled to throw the ball downfield and the team finished with only 307 total yards. While Philadelphia managed to win 11 games this season, there were concerns from the fan base over the direction of the offense under new coordinator Kevin Patullo. The team finished 19th in the NFL in points per game, 24th in yards per game and 22nd in yards per play. Even Hurts had alluded to frustrations.  More on the NFL playoffs:  The Buffalo Bills knocked off the Jacksonville Jaguars thanks to Josh Allen leading a nine-play, 66-yard drive in the game's final minutes. For the first time since 2018, the Patriots won a playoff game with their 16-3 victory over the Chargers. ▼ Read All About It A suspect was arrested after a historic Mississippi synagogue was heavily damaged by fire in what authorities called an act of arson.   Two men were killed in an avalanche in central Washington while snowmobiling, according to the Kittitas County Sheriff's Office. Figure skater Maxim Naumov made the U.S. Olympic team, a year after his parents were killed in a plane crash at Reagan National. As cases of bacterial meningitis rise, doctors worry fewer teens will get vaccinated. ▼ Staff Pick 'Heated Rivalry' is steamy. The fan edits are steamier. It's the gay hockey show that's taking the internet by storm, and has everyone losing their cool. And while the show was uber-popular to begin with, viral fan edits on TikTok have launched the HBO Max and Crave series into the pop culture zeitgeist. We talked to some fan editors about the power of a great video, and how Hollywood studios are noticing. Lionsgate hired their own fleet of fan editors to connect with younger audiences and leverage the power of fandoms. Hoping your social media is filled with "Heated Rivalry" edits now. Happy scrolling! — Natalie Bennett, Top Story with Tom Llamas producer ▼ NBC Select: Online Shopping, Simplified January is also about taking better care of yourself. We refreshed our guide to the best dry brushes and highlighted strong beauty deals from Ulta's Love Your Skin sale. Plus, New Balance sneaker and apparel discounts make it easier to ease back into everyday routines feeling comfortable and put together. Sign up to The Selection newsletter for hands-on product reviews, expert shopping tips and a look at the best deals and sales each week. Thanks for reading the Morning Rundown. Today's newsletter was curated for you by Kayla Hayempour.  If you have any comments — likes, dislikes — send us an email at: MorningRundown@nbcuni.com If you're a fan, please forward it to your family and friends. They can sign up here. Want to receive Breaking News & Special Alerts in your inbox? SIGN UP HERE Check out more NBC News newsletters. Download the NBC News Mobile App © 2026 NBC NEWS DIGITAL, LLC. 30 ROCKEFELLER PLZ., NEW YORK, NY 10112  UNSUBSCRIBE | MANAGE SUBSCRIPTION | VIEW IN BROWSER | PRIVACY | CONTACT  To ensure delivery to your inbox add email@mail.nbcnews.com to your contacts

Trump order targeting defense contractor pay, stock buybacks is 'full of ambiguity'

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Federal News Network - The Federal Report - January 12, 2026

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Trump order targeting defense contractor pay, stock buybacks is 'full of ambiguity'

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Bureau of Prisons seeks to address low retention with federal pay incentives

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DoD data on telework and remote work likely inaccurate

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Social Security seeks nationwide system to manage caseload for smaller workforce

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State fair celebrating America's 250th set for National Mall

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The Lending Brief: Kate Aaby on breaking silos and modernizing federal lending

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A proposed 10% cap on credit card interest rates sparks debate over debt relief, credit access, and the extent to which the government should step into consumer finance.  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

January 12, 2026   |   Listen Online   |   Read Online Trump Floats A 10% Cap On Credit Card Interest A proposed 10% cap on credit card interest rates sparks debate over debt relief, credit access, and the extent to which the government should step into consumer finance.   Tyler Flores What Happened President Trump raised the possibility of capping credit card interest rates at 10% for the year to relieve pressure on households facing high borrowing costs. The comment fit into broader economic messaging centered on everyday finances. It comes at a time when interest rates remain elevated across much of the economy. Credit card rates have risen steadily in recent years, with many borrowers paying more than 20% on carried balances. The idea was cast as a corrective step. Rates at those levels weigh most heavily on people already under financial strain and make it harder to reduce debt. The proposal is not yet a formal policy, as any cap would require congressional approval and would likely meet resistance from banks, lenders, and regulators. Critics warn that rate limits can disrupt credit markets. Even so, the suggestion resonated. Credit card debt is near-historic highs, and many households feel stuck making payments that do little to reduce balances. Why It Matters Credit cards occupy an uneasy space between convenience and exposure. They make everyday spending easier while becoming costly the moment balances carry over. A 10% cap would be a sharp break from current practice. It would fundamentally change how lenders assess and price credit card risk. Proponents argue that such a limit would immediately lower interest costs for millions of borrowers. That would allow more of each payment to go toward reducing balances rather than servicing interest. In that sense, a cap could offer short-term relief for households under pressure from inflation or wages that have not kept pace with rising costs. Meet the ChatGPT of Marketing – Still Just $0.85 RAD Intel is tackling a timeless, trillion-dollar problem — helping companies find and influence the right customers. Already trusted by a who's-who of Fortune 1000 brands and leading global agencies with recurring seven-figure partnerships in place. Its proprietary platform reads real-time culture across TikTok, Reddit, and other hard-to-see corners of the open web, surfacing precise audience segments and the creative angles that drive action. The tech is fast, battle-tested with Fortune 1000 brands, and backed by Adobe, multiple Fidelity funds, and insiders from Meta, Google, Youtube, and Amazon. Momentum is clear — valuation is up 5000%+ in just 4 years, Nasdaq ticker $RADI reserved, and shares are still available privately at $0.85 in the Reg A+ round.* If you'd rather make the news than read it in the WSJ, this is the window. More than 14,000 investors already in. 👉 Invest Early -- Shares Just $0.85 But that relief comes with tradeoffs. Credit pricing depends on risk, and a firm ceiling restricts how lenders account for it. Faced with tighter margins, banks may respond by narrowing access, lowering credit limits, or pulling back from higher-risk borrowers altogether. That could leave some consumers with fewer borrowing options than before. The federal government has traditionally avoided imposing strict interest rate caps. It has preferred to rely on state rules and market dynamics. Moving toward a national limit would place the federal government in a far more direct role in consumer finance. The effects would extend beyond credit cards and into how credit is offered more generally. How It Affects You For borrowers carrying balances, a rate cap would likely mean immediate relief. Lower interest rates would allow a greater share of each payment to be applied to principal rather than fees. Relief like that could make a colossal difference for households living paycheck to paycheck. Even small changes in monthly costs can ease financial strain. However, if lenders respond by tightening standards, some consumers could lose access to credit lines they rely on for emergencies or short-term expenses. New applicants may also face higher hurdles despite unchanged financial circumstances. When borrowing becomes cheaper, credit cards can feel safer to use. That can encourage higher spending. Whether that results in healthier balance management or deeper reliance on credit depends on individual habits and how lenders adjust their offerings. The proposal taps into a growing unease with how expensive routine borrowing has become. Even if a 10% cap never advances, the fact that it is being discussed openly points to rising pressure to confront how credit card debt is handled. It also raises questions about how responsibility is divided between borrowers, lenders, and the government. It asks how much intervention is justified when costs reach these levels. High credit card rates are increasingly being questioned rather than accepted as permanent. Even if the proposal never comes to fruition, this may not be the last time a cap is discussed. More breaking news below… Protests in Iran escalate and spread as the regime in Tehran cuts internet access and restricts commercial flights in response. Read more here… Trump Administration announces U.S. is withdrawing from sixty-six United Nations organizations geared towards climate change. Read more here… The numbers matter — but so does the message behind them. Read more here… Walmart's expanding drone delivery is pushing ultra-fast shopping from novelty to the norm, reshaping expectations around convenience, logistics, and neighborhood life. Read more here… *Disclaimer: This is a paid advertisement for RAD Intel made pursuant to Regulation A+ offering and involves risk, including the possible loss of principal. The valuation is set by the Company and there is currently no public market for the Company's Common Stock. Nasdaq ticker "RADI" has been reserved by RAD Intel and any potential listing is subject to future regulatory approval and market conditions. Brand references reflect factual platform use, not endorsement. Investor references reflect factual individual or institutional participation and do not imply endorsement or sponsorship by the referenced companies. Please read the offering circular and related risks at invest.radintel.ai.   Update your email preferences or unsubscribe here © 2026 Shortlysts.com. All Rights Reserved. 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