Why history, diversification, and patience still matter more than predictions... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

AN OXFORD CLUB PUBLICATION

Loyal reader since December 2024

View in browser SPONSORED I owe you an apology When I first recorded my American Birthright thesis, I predicted we’d see $150 trillion be unleashed over the next year. It appears this opportunity is moving significantly faster than my initial prediction. Now, I’m getting worried you will get left behind. So, I’m taking action to make sure that will NOT happen. I’ve recorded an exclusive Birthright update for you right here… THE SHORTEST WAY TO A RICH LIFE The Investing Lessons History Never Forgets Kristin Orman, Research Director, The Oxford Club I've said it before... Some of the best lessons about money, risk, and long-term thinking don't come from spreadsheets. They come from experiences. They come from history. They come from seeing how people adapt when conditions change. Legendary investor, Jim Rogers, believes the same. In the 1970s, Rogers co-founded the Quantum Fund and made "more money than I knew existed in the world." So, at the ripe old age of 37 years old, Rogers retired. Then, in 1980, he set off on a 22-month adventure. He traveled through 52 countries and more than 100,000 miles on a motorcycle and set a Guinness world record. His successful investment philosophy blended travel with investment insights in order to better understand the markets. He's said that his extensive travel has given him a firsthand understanding of various economies and markets. During that trip, and future adventures, Rogers studied the elements that push successful nations and economies up and other traits that caused nations and economies to collapse. Sicily is one of the best places in the world to study that idea. For more than 3,000 years, this island has lived through booms, crashes, foreign takeovers, natural disasters, and reinventions. Empires have risen and fallen here. Yet, through it all, Sicily survived and, more-often-than-not, thrived. Sicily sits in the middle of the Mediterranean. Because of that, it became a natural hub for trade, shipping, and culture. Greeks, Romans, Arabs, Normans, and Spanish rulers all wanted it - not because it was trendy, but because of its strategic location. That's a powerful market lesson. The best investments often reside at natural intersections: trade routes, supply chains, energy flows, or technological shifts. These forces last longer than any single trend. Sometimes, it's not what you know; it's where you sit. But it wasn't always a smooth ride. SPONSORED "Bigger Than the Personal Computer, the Smartphone, and Even the Internet!" Google's CEO Says It's "Going to Impact Every Product Across Every Industry." See the Stunning New Innovation Sending Specific Stocks Soaring Here. Sicily has faced earthquakes, invasions, famine, and political collapse. Yet, cities were rebuilt, trade resumed, and the people adapted. They endured. Investors today face their own shocks: inflation spikes, market crashes, policy shifts, and technological disruption. None of this is new. What matters is not avoiding volatility but building systems that can navigate it. The goal isn't to eliminate risk. It's to understand it, price it, and position around it. Smart investors don't avoid volatility; they plan for it. True wealth isn't built to predict change. It's built to withstand and endure it. Risk and risk-taking are not the enemies... ignorance is. Here's another lesson from Sicily... The people never relied on one thing. They produced grain, wine, olives, citrus, and seafood. They traded with Africa, Europe, and the Middle East. That way, when one route slowed, another opened. That's the very definition of diversification. And it makes it easier to understand why diversification is so important for the long-term success of your portfolio. Time is almost always on your side. Many of Sicily's greatest achievements were not built overnight. Churches took generations to finish. Cities grew and evolved over centuries, and the vineyards improved with age. Today, it's easy to forget the importance of time to successful investing. Modern markets push speed, faster trades, faster news, and faster reactions. That's not always a good thing. That's because wealth still compounds the same way it always has - slowly, quietly, and unevenly. Time rewards patience and punishes impulsiveness. More often than not, it pays to slow down and let time to the heavy lifting. If you're interested in slowing down and learning more about Sicily, the Oxford Club is hosting a once-in-lifetime trip this fall. Wealth, Wine, and Wander: The Essence of Sicily will begin on September 28 and includes seven nights in deluxe five-star hotels, welcome cocktails and reception at a local hot spot in Palermo, an exclusive financial seminar hosted by Chief Income Strategist Marc Lichtenfeld, numerous expert guided tours, and more. There's also an optional post tour program October 6-9: The Best of Malta. Our European trips always sell out fast. If you would like to experience Sicily in the unique setting of a luxurious Oxford Club adventure, I encourage you to contact our travel partner, Maggie Stephens at AESU World Travel 800.638.7640 Ext. 125 or email maggie@aesu.com as soon as possible to secure your spot. When you travel with intention, you're forced to observe. You notice incentives. You see how people respond to constraints. You understand tradeoffs. Those are the same skills great investors use. This Sicily journey brings together people who value curiosity, discipline, and long-term thinking. Conversations over meals often drift toward markets, cycles, and strategy - but grounded in lived experience, not headlines. Good investing, Kristin BUILD AND PROTECT YOUR WEALTH Studies Reveal the Most Accurate Predictor of Stock Market Success 3 Lessons Every Investor Should Know Odd Monthly Event Could More Than Triple Your Money Why Mag 7 Weakness Creates Perfect Reversal Setups MORE FROM LIBERTY THROUGH WEALTH Kick Off 2026 With "The Einstein of Wall Street" A Winning Investment Perspective for 2026 How to Read the Market's Hidden Signals The AI Problem No One Is Talking About JOIN THE CONVERSATION Facebook LinkedIn Email Share SPONSORED Five Dividend Stocks to Buy Now (FREE INSIDE) Marc Lichtenfeld - income expert and author of Get Rich with Dividends - is giving away his Ultimate Dividend Package... Completely free of charge! Seriously, no credit card required. Inside, you'll get the names and ticker symbols of his TOP FIVE dividend stocks right now, including... An "A"-rated, ultra-safe dividend stock with a huge 8% yield Three of Marc's favorite "Extreme Dividend" stocks, which could supercharge your income And finally, his No. 1 dividend stock for a LIFETIME of income. Click here before the download link expires. You are receiving this email because you subscribed to Liberty Through Wealth. Liberty Through Wealth is published by The Oxford Club. Questions? Check out our FAQs. Trying to reach us? Contact us here. Please do not reply to this email as it goes to an unmonitored inbox. Privacy Policy | Whitelist Liberty Through Wealth | Unsubscribe © 2026 The Oxford Club, LLC All Rights Reserved The Oxford Club | 105 West Monument Street | Baltimore, MD 21201 North America: 866.237.0436 | International: +1.443.353.4540 Oxfordclub.com Nothing published by The Oxford Club should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed personalized investment advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after publication before trading on a recommendation. Any investments recommended by The Oxford Club should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company. Protected by copyright laws of the United States and international treaties. The information found on this website may only be used pursuant to the membership or subscription agreement and any reproduction, copying or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of The Oxford Club, LLC, 105 West Monument Street, Baltimore, MD 21201. Ref: 000133481441

Your 'Executive Partner Card' is Ready to Be Shipped…

Your name made the shortlist... and we're excited for you to see this... ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ 

Can We FedEx Your "Executive Black Card"? (Here's Why You've Been Chosen) The Emergency 'Partnership Meeting' Goes LIVE In: Dear Reader, I want to give you a quick heads-up... Our founder, Bryan Bottarelli, wants to FedEx you something special. It's your 'Executive Partnership Card'. It's a secret that LESS than 1% of our readers will ever see. I can't get into all the details right now - but what's inside this package could change everything about your financial future. But... here's what I can tell you: The financial research you'll unlock with this 'Executive Partner Card' has already helped our members create generational wealth... Like one reader who transformed $20,000 into $185,000 over the course of a year... Or George, who leveraged access to our research to turn $165,000 into a peak of $2.3 million... during the three worst months of the 2020 crash... Or S.D., who turned a $900 investment into $30,000 in just five days. In short, I believe this 'Executive Partnership Card' could be the most valuable asset that you own 20 years from now. And once you give us the "go-ahead" - we'll ship it straight to your doorstep. Alongside your unique tracking information. Keep in mind, we've created only 300 of these "Executive Partnership Cards" and once they're claimed.... they're gone for good. So, if you want all the details... And why it could be the best financial decision you ever make... Click here to register for our emergency "all hands" partner meeting TODAY at 2 p.m. ET. Until then, Chris Jacob Director of VIP Services, Monument Traders Alliance P.S. This is time sensitive... And based on typical demand, we expect these 300 'partner cards' to be claimed within hours from our opening... Click here to register for our 'Partner Meeting'. Monument Traders Alliance, LLC   You are receiving this email because you subscribed to Trade of the Day Wake-Up Watchlist. Trade of the Day Wake-Up Watchlist is published by Monument Traders Alliance, LLC. To stop receiving special invitations and offers from Trade of the Day Wake-Up Watchlist, please click here. Please note: This will not impact the fulfillment of your subscription in any way. Ready to start investing? Click here now. Questions? Check out our FAQs. Trying to reach us? Contact us here. To cancel by mail or for any other subscription issues, write us at: Trade of the Day Wake-Up Watchlist | 14 West Mount Vernon Place | Baltimore, MD 21201 North America: 800.507.1399 | International: +1.443.353.4977 Website | Privacy Policy Keep the emails you value from falling into your spam folder. Whitelist Trade of the Day Wake-Up Watchlist. © 2026 Monument Traders Alliance, LLC All Rights Reserved Please do not reply to this email as it goes to an unmonitored inbox. Nothing published by Monument Traders Alliance should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed personalized investment advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after publication before trading on a recommendation. Any investments recommended by Monument Traders Alliance should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company. Protected by copyright laws of the United States and international treaties. The information found on this website may only be used pursuant to the membership or subscription agreement and any reproduction, copying or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of Monument Traders Alliance, LLC, 14 West Mount Vernon Place, Baltimore, MD 21201.

News Release: Quit Partner Marks Third Annual ‘Minnesota Quitter’s Day,’ Encouraging Minnesotans to Keep Quitting Commercial Tobacco

Quit Partner Marks Third Annual 'Minnesota Quitter's Day,' Encouraging Minnesotans to Keep Quitting Commercial Tobacco New campaign, 'Easier Said Than Done,' highlights free tobacco cessation resources available to Minnesotans   Quit Partner, the free commercial tobacco cessation program from the Minnesota Department of Health (MDH), is encouraging Minnesotans to keep quitting commercial tobacco as the state marks the third annual "Minnesota Quitter's Day" on Friday, Jan. 9. Governor Tim Walz proclaimed Jan. 9 as "Minnesota Quitter's Day," urging Minnesotans to eliminate the stigma associated with making multiple attempts to quit. "Quitter's Day" occurs on the second Friday in January, when most people have already given up on their New Year's resolution.   "An unsuccessful quit attempt is not a failure, it's just one step in the quitting process," said Mike Sheldon, commercial tobacco cessation expert at MDH. "Most people make several attempts before they quit for good. What's most important is staying engaged and reaching for the help that's available." Quit Partner has launched a new campaign, "Easier Said Than Done," recognizing the challenges of quitting. Most people make eight to 10 quit attempts before quitting permanently. However, with Quit Partner's free services, Minnesotans are twice as likely to successfully quit. Quit Partner enrollees can speak to trained coaches who are available 24 hours a day, seven days a week to share tips, send reminders and offer encouragement to help people stay on track with their quit. The program also offers free quit medications used as nicotine replacement therapy, including patches, gum and lozenges. "Quitting is hard to do alone, so it's good to have a partner to help you get it done," Sheldon said. "Quit Partner equips people with a variety of tools, so they can quit their way. Our coaches help Minnesotans create a customized plan that works for them to keep quitting long term." Most commercial tobacco users want to quit, but only 3% quit successfully without professional help. Many Minnesotans seek that support this time of year. Sign-ups for Quit Partner's resources increase by about 33% every January, and since the previous "Minnesota Quitter's Day" a year ago in 2025, more than 5,000 Minnesotans enrolled for free support. Quit Partner also has special programs designed for people living with mental illnesses or substance use disorder, American Indian communities, pregnant and postpartum people and teens age 13–17. Quit Partner's support and services are free for all Minnesota residents regardless of insurance status.   For more information about Quit Partner, please visit quitpartnermn.com. -MDH- Media inquiries: Scott Smith MDH Communications 651-503-1440 scott.smith@state.mn.us Tags You can update or cancel your subscription at any time by editing your personal profile. You will need your email address and your password (if you have selected one). P.S. If you have any questions or problems please contact subscriberhelp.govdelivery.com for assistance.  STAY CONNECTED:   MDH on X     MDH on Facebook     MDH on LinkedIn   MDH on Instagram   This email was sent to stevenmagallanes520.nims@blogger.com using GovDelivery Communications Cloud on behalf of: Minnesota Department of Health · 625 Robert Street North · St. Paul MN 55155 · 651-201-5000